Why do I do this to myself?

Why do I get some stupid idea in my head for something good and then get all excited and get my hopes up only to be shot down and disappointed? Why do I always jump the gun and start planning something that I’m not even sure is a possibility?
I’ve been crying for 20 minutes now.
No house.
The woman at the credit union damn near laughed at me when I told her our situation and how we were hoping to be able to do this with no out-of-pocket expenses. When I bought my home I put 35 thousand dollars down, thanks to my parents and a generous inheritance from my grandmother. So we assumed that we had at least some equity in the stupid house. So we had planned to use the equity in our house as a “down payment.” Nope. I have less than a third of the equity I initially put into the house. Which is nowhere near enough to cover the required down payment. And the existing structure is worth pretty much jack-shit so that isn’t going to help us much more.
So we’re stuck. With no savings in a house that is falling apart and depreciating by the day.
I’m going to have a glass of wine, crawl into bed and tickle The Peach so she giggles and I feel better.

2 Comments (+add yours?)

  1. coffeepoweredmom
    Jul 12, 2012 @ 11:46:00



  2. Trackback: A truck-full of goals? « newlifeinvermont

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