Another financial rant.

That Man, my father, has yet to pay his alimony this month.

Granted, it is only a few days late and he probably just forgot, but here’s the thing…

Money is tight at the moment. Like, our mortgage is due tomorrow and if The Zen Master and I pay My Mom’s share too, we will be down to about $50 and the mortgage on the other house is due 3 days after that. And we won’t get the rent for the other house until the 15th.

Things have been a little bit squeezed the past two months.

wpid-back-to-school-shopping.png.pngPrincess Punk started High School last week and the amount of money we had to lay down to get her ready was ridiculous. She needed new clothes. Not like, “I just have to have something new for school Mom,” but Holy Crap this girl has put on about 10lbs of pure muscle, her body shape has changed again and the jeans she has look like leggings, assuming she can actually zip them. And I promised her that there would be minimal thrift shop deals this year. I actually like shopping at the thrift shop. I like getting compliments on my clothes and being able to say, “This? 2 bucks. No, seriously. Great find right?” Princess Punk, not so much. Especially considering the difficulty shopping for her body shape anyway and the fact that she actually wants to be more individual and have her own style. Which I really can’t argue with.

So clothes, binders, pencils and a new backpack (the old one is busted and the other ones we have are apparently too small).

Then soccer. She did NOT make varsity, but only because there are not enough JV players. She has been playing with both JV and varsity so it’s clear that the coach still recognizes how awesome she is. Oh, and the coach and the sweeper, who is currently a senior, are “grooming” The Princess to be sweeper on varsity next year. Meaning she will pretty much be running the defense as a sophomore. Fucking-A, that’s MY girl. Unfortunately… She generally has practice or games 6/7 days a week. Practice consists of a 2 mile run and then an hour-long (or longer) practice. She needed running shoes. New cleats. New shin guards. And, since the uniform didn’t include socks, a pair each of white and green soccer socks. $10 per pair. Seriously.

Oh, and don’t forget the first $200 installment for the Girl’s Soccer July ’15 trip to Venice. Granted, she doesn’t have to do that, but it is such an amazing opportunity and if we do some fundraising and participate in the team fundraisers which get split evenly amongst participating girls, we can scrape together the $3200 for her to go. Plus we’ll have to come up with another 3 grand for My Mom, since I am SO not comfortable sending a diabetic 15-year-old to Europe without a family member. And it’ll be nice for Mom to travel. Her half is likely to come out of her rapidly dwindling 401K though.

Grocery shopping… With school starting and Princess Punk busy from sunup to sundown between high school homework load and 12 hours of soccer a week plus travel to away games (yesterday’s game was in St. Johnsbury, easily an hour each way), we have decided to provide her with as much “on-the-go” food as humanly possible. Because of the D-Monster, she needs to make sure she has food available all day. And making PBJ sandwiches isn’t particularly realistic since they 1. get mashed and 2. are not a fast snack for a kid with braces. So a $450 trip to Costco for the basics (TP, paper towels, sugar, splenda, etc.) and a shit-ton of pre-packaged granola bars, muffins, cheese crackers, protein bars and microwave meals for her to scarf if she has 5 minutes between school and practice. And lots of PowerAde Zero.

I'd say it weighs about 6oz?

I’d say it weighs about 6oz?

Because Princess Punk her insulin pump is the size of a pager (remember those?) and is attached to her infusion site on her arm or leg with super-thin tubing, it can get yanked out, or even hurt other girls while playing. So she is not able to wear her pump during practice or a game. so 2 hours without an insulin pump = blood sugars in the 4-500’s. Since her body knows that’s totally fucked up, the first thing it does is pull all the water out of her cells in an attempt to flush the sugar out of her blood. It’s why diabetics have to pee a lot. It’s also why she gets dehydrated when she plays.  Blood sugars in the 4-500’s + hot and humid weather = a 32oz PowerAde and about a half-gallon of water (if possible) every day.

So there’s that. Then the super-high electric bill (not enjoying the pool, but at least everyone else is), various expenses here and there and I FINALLY got the bill for my responsiblity from the jaw surgery I had a year-and-a-half ago. Four. Thousand. Dollars. After insurance.

wpid-pro-obamacare-photo-1.jpgBut universal healthcare is a bad idea. Fuck you Michele Bachmann.

And in that same vein… I have recently started Abilify. Which is freaking amazing. Like wonder-drug amazing. But thanks to Big Pharma bending us over the pharmacy counter and sticking it to us in a not happy way, my co-pay, after insurance is over $400 a month. I got my first month free and there is some kind of coupon to pay up to $200 (I think) of refill co-pays, but that’s still over $200 a month. For a drug that actually works. So far, anyway. not sure what I’m going to do when I run out of my first month supply.

My Mom’s healthcare premiums for her multiple medicare, medicare supplemental, prescription and prescription… whatever, are an arm and a leg, which I suppose means they can just get more money from you after they amputate. On top of all that, her prescription co-pays vary so much, we have no idea what to budget for, but it seems they are at least $200 a month.

And My Mom… My Mom seems to be having some kind of blood pressure reaction to one of her psych meds. So the idea was to wean her off of it. Simple right? Not so. A few days after dropping just one of her 3 doses in a day threw her into a downward spiral that was honestly quite terrifying. She saw her therapist and my (and now hers too) medication APRN yesterday. She is most likely going to go to the hospital for a week just to get her off this stupid drug that makes her BP drop 10-15 points when she stands up. And hopefully find something to replace it with. Because titrating down the medication at home is a scary prospect given the fact I had to have Our Therapist call her and confirm she wasn’t actively suicidal.

That last one wasn’t exactly financial. Except for the fact that I may need to cut back on OT in order to make the childcare schedule work. But honestly, I need My Mommy WAY more than I need an extra $200 this month.

 

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